Mortgages

For all of your mortgage needs, trust Steel City Mortgages to provide the support and expertise necessary for a successful mortgage journey

first time buyers

Thinking of buying your first home?

The whole process can seem quite daunting and complicated, but we can help you! Let Steel City Mortgages guide you through the whole process from start to finish. From initial enquiry to collecting your keys we are there for you the whole way offering expert advice and support.

remortgage

Many homeowners stay with the same mortgage lender even when their initial competitive rate has ended and don’t realise they may be able to save money by remortgaging and switching to a new mortgage provider.

Are you coming to the end of your current fixed term mortgage deal? Now might be the best time to get in touch.

right to buy

Are you an eligible Council or Housing Association tenant who wants to buy your home? Get in touch today. We can assess your affordability and help you through the process of buying your home.

Debt Consolidation

Do you have multiple debts which result in many monthly outgoing payments? Using your homes equity to consolidate debts means you could potentially benefit from lower interest rates and more manageable monthly payments.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

home improvements

Dreaming of the perfect Kitchen? Wanting to extend your home to accommodate a growing family? Borrowing extra funds on your existing mortgage would mean increased monthly payments but it avoids the initial hit of renovation costs. Get in touch today to discuss how much additional funds you could borrow and we will do the rest.

Review Your Rate

Received a notification form your lender to say your current deal is coming to an end? Not sure if the new rate they have offered you is the best option? Speak to us today and lets review your current mortgage.

buy to let

With expert industry knowledge Steel City Mortgages can offer support and guidance, whether you already own a property portfolio or looking to buy your first buy to let property, we can offer advise and help find the best buy to let deal for you.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

buy to let ltd co

A limited company buy-to-let mortgage is a type of mortgage specifically designed for limited companies rather than individual landlords. If you’re expanding your property portfolio, exploring limited company buy-to-let mortgages could be advantageous. Get in touch today.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Talk to a mortgage expert now!

*Your home may be repossessed if you do not keep up your payments on your mortgage. You may have to pay and early repayment charge if you remortgage.*

Get in touch

For any enquiries or to get started, please complete the form below.

How We are regulated

Steel City Mortgages Ltd  is an appointed representative of Stonebridge Mortgage Solutions Ltd., Regency House Miles Gray Road Basildon Essex SS14 3FR, which is authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 454811. Stonebridge Mortgage Solutions Ltd.’s permitted business is advising on and arranging non‐ investment insurance and mortgages.

You can check this on the Financial Services Register by visiting the Financial Conduct Authority’s website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768. The Financial Conduct Authority is the independent watchdog that regulates financial services.

If you have a Complaint We hope that you will never have cause to complain but if you do and you wish to register a complaint, please contact our network: In writing: Stonebridge Mortgage Solutions Ltd. Regency House Miles Gray Road Basildon Essex SS14 3FR By telephone: 0345 646 5535 By email: complaints@stonebridgegroup.co.uk.

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. To contact us for any other reason, please call 0345 646 5505.